Thanks, Suzan, for reading the posting the 'fine print'.
You're right, though, that they don't know whose intent is fraudulent or not, however I believe it does indicate that you can 'try' the products, as some have a trial period for you to test them out, to see if the products meets your needs.
As it turns out, I did receive an email with the download instructions for FolderMagic a short while after I posted my message. So I downloaded the program and am now completely enjoying coloured folders and icons on my desktop! I guess I just had to be patient a little while longer.......
Thanks again,
Sugar